Logan Christensen

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How Does My Credit Score Affect My Mortgage Rate?

How Does My Credit Score Affect My Mortgage Rate?

How much you will pay for a mortgage loan and even whether you can qualify for a mortgage will have a lot to do with your credit score. Higher credit scores will help you get the best terms possible while lower scores could keep you from your dream of hom

Mar 06, 2019 | Interest Rates Purchasing a Home

How Long after Bankruptcy should I wait before Applying for a Mortgage?

How Long after Bankruptcy should I wait before Applying for a Mortgage?

Going through a bankruptcy, either personally or with your business, can affect your ability to qualify for a mortgage. Your credit score may drop, and you may need to wait before applying for a home loan. It all depends on the size of your down payment a

Feb 27, 2019 | Mortgages Bankruptcy Apply

Should I Choose a Cash-Out Refi or HELOC?

Should I Choose a Cash-Out Refi or HELOC?

When you need a chunk of cash for a project, your home may be the best source of funding. Fortunately, you do not need to sell your home to take advantage of your equity. There are two popular and practical ways to pull cash out of your home: a cash-out r

Feb 20, 2019 | Refinancing a Home HELOC

What is the Right Mortgage for Buying a Fixer-Upper?

What is the Right Mortgage for Buying a Fixer-Upper?

You have found your dream house but it will take significant work to make it a home. You do not have cash in savings to pay for both a down payment and the repair costs. Not to worry - this is not a hopeless situation. Fortunately, there are two types of

Feb 13, 2019 | FHA Loans Purchasing a Home

What Are Mortgage Points?

What Are Mortgage Points?

If you have ever checked out the current status of mortgage interest rates, you may have seen the average points listed next to the rates. What are these points and how do they affect your interest rate? Points Defined Mortgage points, or discount point

Feb 06, 2019 | Interest Rates Conventional Loans Fixed Rate Mortgages

Why Do Mortgage Rates Go Up and Down?

Why Do Mortgage Rates Go Up and Down?

Mortgage interest rates fluctuate from week to week and they can make huge swings from decade to decade. In the early 1980s, for example, mortgage rates were as high as 18% while roughly 30 years later they are less than a third of that rate. What causes

Jan 30, 2019 | Interest Rates